What Would You Say if We Told You that You Didn’t Have to Pay Your Bills?

Jerome S. Lamet, Supervising Attorney
Debt Counsel for Seniors and the Disabled (DCSD)

These are tough times for seniors and their families whose only income is from Social Security, disability, retirement or veteran’s benefits. We have a national crisis in this country involving credit cards held by cash strapped seniors. Vulnerable consumers are turning to credit cards for necessities – not luxuries – such as medical expenses and healthcare needs.

If your only income is from one or more of these sources, federal law states that your income can’t be taken away to repay debt. You don’t have to pay, and you don’t have to endure frustrating calls and letters from collection agents. You can live worry-free.

Debt Counsel for Seniors and the Disabled (DCSD) is dedicated to stopping the abuse and harassment of our clients from debt collectors trying to collect debts from people who can’t pay because their only income is from government benefits.

DCSD clients sign a Lawyer - Client Agreement and DCSD continues to represent its clients so that any harassing phone calls or letters are directed to DCSD and not to the client.  DCSD charges the client a one-time processing fee of $200 and a monthly fee of as little as $20 for continued legal representation as long as the client needs the service.

 We’d be happy to set you up with a free phone consultation with a DCSD attorney before you sign up as a client with the program. You don’t pay until you hire DCSD to help you with your debts. Please call DCSD at 1-800-992-3275 ext. 1304.